The primary function of bank transit numbers has changed over time. If you’re unsure about which routing number you need, just call your bank and they’ll be able to direct you. Some banks assign one number for paper transfers, one for electronic fund transfers (EFTs) and one for wire transfers, because they handle these transactions in different ways. In addition to having multiple numbers for different states, some banks have different transit numbers for different types of transfers. You can find the number by heading to your bank’s website, calling your bank branch or support line, or visiting your branch in person.īig banks like Wells Fargo or Chase typically have a different transit number for each state it has branches in. If you don’t have any checks, the transit number is still relatively easy to find.
Your transit number should be printed there. If you have a checkbook, the easiest way to find your bank transit number is to simply look at the bottom left corner of any check. The different number to the right is your account number. So if you and a friend of yours both opened checking accounts at the same bank branch, then the routing number on both of your checks should be the same. The transit number is specific to the bank, not to you. A negotiable instrument is a document that guarantees the payment of an amount of money examples include a check, a promissory note or a bill of exchange.
That number is on all negotiable instruments that issue from the institution. The transit number is printed on checks so other banks can determine which bank the check was first drawn from.Įvery financial institution (including commercial banks, investment banks, credit unions, and brokerage firms) has a specific transit number. Most of us will notice it from the bottom left corner of our checks.
Checkbook routing number code#
A bank transit number is a nine-digit code that identifies a specific financial institution. A bank transit number is commonly referred to as a routing number, or ABA RTN (American Banking Association routing transit number).
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